FSA cancellation insurance

Full Insurance Policy

Insurance Status Disclosure

As from 1st January 2009 Connected Travel Insurance is regulated by the FSA.

We have arranged a special insurance scheme with Travel Insurance specialists P J Hayman & Company Ltd to cover clients booking through us. This insurance is underwritten by ELVIA Travel Insurance International N.V. (Netherlands). Mondial Assistance (UK) Ltd is the Underwriters UK administrator and is authorised and regulated by the Financial Services Authority (FSA). ELIVA is authorised by De Nederlandsche Bank (DNB) and regulated by the FSA for conduct of UK Business.

UK Plus Insurance - Premium Per Party - 18.00 Pounds per week.

The following is a summary of cover only and does not contain the full terms and conditions of the contract. Full terms, conditions and exclusions can be found in the certificate of insurance, which you should read carefully.

1. HOLIDAY CANCELLATION COVER - Up to the cost of your holiday. Insurers will reimburse your irrecoverable pre-booked accommodation charges if the holiday is necessarily and unavoidably cancelled due to a cause outside your control (excess 40 pounds per party - other than loss of Deposit claims 15 pounds per party)

2. HOLIDAY CURTAILMENT COVER - Up to the cost of your holiday. Insurers will reimburse the proportion of your holiday costs that are lost following abandonment of the holiday on written medical grounds. The following cover applies under this section if the insured person is hospitalised more than 25 miles away from usual place of residence: ~ Medical Repatriation & Other Expenses - Up to 25,000 Pounds (Excess 40 Pounds per Party)

3. PERSONAL COVER ~ Personal Liability - Up to 2,000,000 Pounds (Excess 100 for Holiday Accommodation Damage) ~ Personal Possessions - Up to 1,500 Pounds (Money Limit 250, Single Article 250, Excess 40 per person) ~ Personal Accident - Up to 10,000 Pounds (if under 75 years old)

~ Additional Expenses as follows Travel Delay over 6 hours - Up to 30 Pounds Polluted Beaches - Up to 150 Pounds (30 per day) Catastrophe Cover - Up to 1,000 Pounds Holiday Disruption - Up to 1,000 Pounds

The Policy Excess Under Section 1 is increased to 80 Pounds per party & Section 2 is increased to 80 pounds per person if the claim is due to a pre-existing medical condition. Note: HEALTH CONDITIONS - Whilst this insurance is not subject to a health warranty, all claims are excluded where at the time of taking out this insurance: 1. (i)The insured person is aware of any set of circumstances, which would reasonably be expected to give rise to a claim. (ii)Has suffered from a chronic or recurring illness during previous 12 mths UNLESS permission is obtained from the treating GP for fitness to travel at the time of booking. 2. The person whose condition gives rise to the claim: (i) Is receiving, or on a waiting list for treatment in a hospital or nursing home; or (ii) Is awaiting results of tests; (iii) Is expected to give birth before, or within 14 weeks of, the date of arrival home; or (iv) Is travelling against the medical advise of a Medical Practitioner or for the purposes of obtaining medical treatment abroad; or (v) Has been given a terminal prognosis.

FOR COVER QUERIES please contact PJ Hayman and Company or Telephone 0845 230 3526

FOR CLAIMS please contact Mondial Assistance UK - Telephone 0208 666 9248